Couldn't the Fill and Stroke tabs be condensed into one by having a toggle between fill and stroke on the same pane with the color chooser.

Don't see how this is drastically better than a pair of tabs. It's not likely to take much less space.

This is the most common use in Illustrator, Freehand and other apps. The illustrator approach is pretty useful, because you can change a shape's line and fill back and forth by hitting the 'x' key, and do it in the interface as well.

What do you mean by "doing it in the interface"?

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